General liability for painters
How general liability responds when a painting job damages a client's property or someone is hurt at the site, and the exclusions painters run into.
Overspray and property damage
How spray rigs, wind, and drips turn into property damage claims, and how painters can limit them.
Lead-safe work and pollution coverage
Why pre-1978 housing changes a painter's insurance, the EPA RRP rule, and contractor pollution coverage.
Ladders, scaffolds, and workers' comp
Falls, strains, and chemical exposure: how workers' compensation works for painting crews.
Tools and equipment coverage
Inland marine coverage for sprayers, lifts, ladders, and paint stock that move from job to job.
Commercial auto for painting vans
Why painting contractors need commercial auto, and what happens when employees drive their own cars to jobs.
Last updated October 15, 2026 · How we research