Oregon
Painter insurance in Oregon
State figures and city pages for Oregon painting contractors. A quote is not a binder.
Oregon has 1,091 painting contractors with employees (Census, 2023) and 5,410 construction painters on payrolls (BLS, May 2025), plus many self-employed painters. This page covers the state figures, what drives a painter's premium, and city pages.
Oregon painting trade figures
| Figure | Oregon |
|---|---|
| Painting and wall covering contractors | 1,091 |
| Employees at painting contractors | 4,836 |
| Average payroll per painting contractor employee | $51,126 |
| Painting contractors with 1–4 employees | 809 |
| Drywall and insulation contractors | 376 |
| Flooring contractors | 489 |
| Residential remodelers | 2,263 |
| Construction painters on payrolls (BLS, May 2025) | 5,410 |
| Median wage, construction painters | $48,900 |
| Tapers on payrolls | 500 |
| Median wage, tapers | $71,450 |
| Painter and plasterer helpers on payrolls | 240 |
| New housing units authorized by building permits (2024) | 14,621 |
| Median year housing was built (ACS) | 1981 |
Census CBP 2023 (NAICS 238320, 238310, 238330, 236118); BLS OEWS May 2025 (47-2141, 47-2082, 47-3014; payroll employees only); Census Building Permits Survey 2024; ACS 2020–2024.
What moves a Oregon painter's quote
Insurers start with job mix: interior or exterior, residential or commercial, new construction or repaint. Then come working height, the share of work sprayed, pre-1978 housing and lead-safe practices, payroll and subcontractor costs, vehicles and equipment, contract limit requirements, and claims history.
See job types and cost factors.
Regulators
Insurance companies and agents are overseen by the Oregon Division of Financial Regulation. Contractor registration, licensing, and lead-safe certification are handled by separate state, local, or federal programs.
Oregon city pages
Ordered by the share of households that rent (ACS), highest first.
- Corvallis
- Eugene
- Hillsboro
- Beaverton
- Portland
- Springfield
- Gresham
- Salem
- Medford
- Grants Pass
- Albany
- Tigard
- Bend
- McMinnville
- Keizer
- Woodburn
- Redmond
- Oregon City
- Lake Oswego
- Happy Valley
Painter coverage and guides
- General liability for painters
- Overspray and property damage
- Lead-safe work and pollution coverage
- Ladders, scaffolds, and workers' comp
- Tools and equipment coverage
- Commercial auto for painting vans
- Painting job types and insurance
- Subcontracted painters and certificates
- Insurance clauses in painting contracts
- What affects painter insurance cost
- Painter application checklist
More Oregon communities
Painting contractors anywhere in the state can request a quote. Remaining communities, grouped by population size (largest first within each group) and listed with their counties:
Communities of 10,000 or more (37)
Tualatin · Washington / Wilsonville · Clackamas / Newberg · Yamhill / Forest Grove · Washington / West Linn · Clackamas / Roseburg · Douglas / Klamath Falls · Klamath / Milwaukie · Clackamas / Ashland · Jackson / Sherwood · Washington / Lebanon · Linn / Hermiston · Umatilla / Central Point · Jackson / Canby · Clackamas / Dallas · Polk / Pendleton · Umatilla / The Dalles · Wasco / Coos Bay · Coos / Troutdale · Multnomah / Cornelius · Washington / St. Helens · Columbia / La Grande · Union / Sandy · Clackamas / Ontario · Malheur / Prineville · Crook / Gladstone · Clackamas / Monmouth · Polk / Newport · Lincoln / Fairview · Multnomah / Cottage Grove · Lane / Silverton · Marion / Independence · Polk / Sweet Home · Linn / Baker City · Baker / Molalla · Clackamas / North Bend · Coos / Lincoln City · Lincoln
Communities of 2,500 to 9,999 (50)
Astoria · Clatsop / Eagle Point · Jackson / Florence · Lane / Sutherlin · Douglas / Stayton · Marion / Hood River · Hood River / Scappoose · Columbia / Umatilla · Umatilla / Madras · Jefferson / Junction City · Lane / Seaside · Clatsop / Milton-Freewater · Umatilla / Brookings · Curry / Sheridan · Yamhill / Warrenton · Clatsop / Talent · Jackson / Philomath · Benton / Winston · Douglas / Creswell · Lane / Estacada · Clackamas / Veneta · Lane / Tillamook · Tillamook / King City · Washington / Wood Village · Multnomah / Lafayette · Yamhill / Phoenix · Jackson / Boardman · Morrow / Reedsport · Douglas / Aumsville · Marion / Coquille · Coos / Harrisburg · Linn / Millersburg · Linn / Toledo · Lincoln / Myrtle Creek · Douglas / Mount Angel · Marion / North Plains · Washington / Hubbard · Marion / Bandon · Coos / Jefferson · Marion / Nyssa · Malheur / Dundee · Yamhill / Oakridge · Lane / Shady Cove · Jackson / Sisters · Deschutes / Jacksonville · Jackson / Sublimity · Marion / Burns · Harney / Dayton · Yamhill / Gervais · Marion / La Pine · Deschutes
Communities under 2,500 (133)
Myrtle Point · Coos / Vernonia · Columbia / Lakeview · Lake / Turner · Marion / Rogue River · Jackson / Willamina · Yamhill / Carlton · Yamhill / Gold Beach · Curry / Waldport · Lincoln / Mill City · Linn / Union · Union / Stanfield · Umatilla / Cave Junction · Josephine / Enterprise · Wallowa / Vale · Malheur / Irrigon · Morrow / Columbia City · Columbia / Rainier · Columbia / Durham · Washington / Gearhart · Clatsop / Brownsville · Linn / Lakeside · Coos / Banks · Washington / Clatskanie · Columbia / Amity · Yamhill / Elgin · Union / Culver · Jefferson / Canyonville · Douglas / John Day · Grant / Hines · Harney / Depoe Bay · Lincoln / Cannon Beach · Clatsop / Rockaway Beach · Tillamook / Dunes City · Lane / Bay City · Tillamook / Cascade Locks · Hood River / Coburg · Lane / Gold Hill · Jackson / Pilot Rock · Umatilla / Lowell · Lane / Tangent · Linn / Lyons · Linn / Riddle · Douglas / Yamhill · Yamhill / Siletz · Lincoln / Drain · Douglas / Athena · Umatilla / Joseph · Wallowa / Island City · Union / Aurora · Marion / Heppner · Morrow / Port Orford · Curry / Falls City · Polk / Yoncalla · Douglas / Adair Village · Benton / Metolius · Jefferson / Yachats · Lincoln / Donald · Marion / Scio · Linn / Halsey · Linn / Oakland · Douglas / Merrill · Klamath / Glendale · Douglas / Garibaldi · Tillamook / Prairie City · Grant / Wallowa · Wallowa / Maywood Park · Multnomah / Chiloquin · Klamath / Malin · Klamath / Weston · Umatilla / Powers · Coos / Condon · Gilliam / Monroe · Benton / Gaston · Washington / Canyon City · Grant / Manzanita · Tillamook / Dufur · Wasco / Echo · Umatilla / Arlington · Gilliam / Cove · Union / Johnson City · Clackamas / Mount Vernon · Grant / Rivergrove · Clackamas / Huntington · Baker / North Powder · Union / Gates · Marion / Mosier · Wasco / Fossil · Wheeler / Wasco · Sherman / Butte Falls · Jackson / St. Paul · Marion / Wheeler · Tillamook / Maupin · Wasco / Scotts Mills · Marion / Bonanza · Klamath / Moro · Sherman / Adams · Umatilla / Haines · Baker / Sodaville · Linn / Halfway · Baker / Ione · Morrow / Rufus · Sherman / Nehalem · Tillamook / Westfir · Lane / Paisley · Lake / Lostine · Wallowa / Imbler · Union / Lexington · Morrow / Waterloo · Linn / Ukiah · Umatilla / Sumpter · Baker / Helix · Umatilla / Detroit · Marion / Elkton · Douglas / Richland · Baker / Long Creek · Grant / Grass Valley · Sherman / Seneca · Grant / Adrian · Malheur / Idanha · Marion / Mitchell · Wheeler / Barlow · Clackamas / Spray · Wheeler / Jordan Valley · Malheur / Dayville · Grant / Summerville · Union / Monument · Grant / Prescott · Columbia / Unity · Baker / Antelope · Wasco / Shaniko · Wasco / Granite · Grant / Lonerock · Gilliam
Painting contractor questions: Oregon
Do painting contractors need insurance in Oregon?
Requirements vary. Contractor registration or licensing rules, local permits, and most customer contracts call for liability coverage, and workers' compensation rules apply once you have employees.
How many painting contractors operate in Oregon?
County Business Patterns counted 1,091 painting and wall covering contractors with employees in Oregon in 2023.
Who regulates insurance in Oregon?
The Oregon Division of Financial Regulation. Contractor registration is handled by a separate state or local agency.
Does older housing in Oregon affect painters?
The median Oregon home was built in 1981. Work that disturbs paint in pre-1978 homes falls under lead-safe rules, and many liability policies exclude lead.
Sources: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); Census Building Permits Survey; American Community Survey 2020–2024.
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Last updated October 15, 2026 · How we research