Painter insurance in Washington

Washington has 1,809 painting contractors with employees (Census, 2023) and 9,510 construction painters on payrolls (BLS, May 2025), plus many self-employed painters. This page covers the state figures, what drives a painter's premium, and city pages.

Washington painting trade figures

Census CBP 2023 (NAICS 238320, 238310, 238330, 236118); BLS OEWS May 2025 (47-2141, 47-2082, 47-3014; payroll employees only); Census Building Permits Survey 2024; ACS 2020–2024.

What moves a Washington painter's quote

Insurers start with job mix: interior or exterior, residential or commercial, new construction or repaint. Then come working height, the share of work sprayed, pre-1978 housing and lead-safe practices, payroll and subcontractor costs, vehicles and equipment, contract limit requirements, and claims history.

See job types and cost factors.

Regulators

Insurance companies and agents are overseen by the Washington Office of the Insurance Commissioner. Contractor registration, licensing, and lead-safe certification are handled by separate state, local, or federal programs.

Washington city pages

Ordered by the share of households that rent (ACS), highest first.

• Redmond
• Seattle
• Bellingham
• Lakewood
• Bremerton
• Everett
• Olympia
• Vancouver
• Lynnwood
• Bellevue
• Puyallup
• Yakima
• Renton
• Federal Way
• Tacoma
• Lacey
• Burien
• Kent
• Spokane Valley
• Spokane
• Auburn
• Kirkland
• Kennewick
• Richland
• Bothell
• Shoreline
• Marysville
• Edmonds
• Pasco
• Sammamish

Painter coverage and guides

• General liability for painters
• Overspray and property damage
• Lead-safe work and pollution coverage
• Ladders, scaffolds, and workers' comp
• Tools and equipment coverage
• Commercial auto for painting vans
• Painting job types and insurance
• Subcontracted painters and certificates
• Insurance clauses in painting contracts
• What affects painter insurance cost
• Painter application checklist

More Washington communities

Painting contractors anywhere in the state can request a quote. Remaining communities, grouped by population size (largest first within each group) and listed with their counties:

Communities of 10,000 or more (60)

Lake Stevens · Snohomish / Issaquah · King / Longview · Cowlitz / Wenatchee · Chelan / Mount Vernon · Skagit / University Place · Pierce / SeaTac · King / Walla Walla · Walla Walla / Pullman · Whitman / Des Moines · King / Maple Valley · King / Tumwater · Thurston / Camas · Clark / Moses Lake · Grant / Mercer Island · King / Mountlake Terrace · Snohomish / Bainbridge Island · Kitsap / Kenmore · King / Oak Harbor · Island / Battle Ground · Clark / Bonney Lake · Pierce / Arlington · Snohomish / Covington · King / Mukilteo · Snohomish / Ellensburg · Kittitas / Mill Creek · Snohomish / Port Angeles · Clallam / Monroe · Snohomish / Port Orchard · Kitsap / Centralia · Lewis / West Richland · Benton / Anacortes · Skagit / Washougal · Clark / Aberdeen · Grays Harbor / Lynden · Whatcom / Ferndale · Whatcom / Sunnyside · Yakima / Ridgefield · Clark / East Wenatchee · Douglas / Woodinville · King / Snoqualmie · King / Edgewood · Pierce / Liberty Lake · Spokane / Lake Forest Park · King / Sedro-Woolley · Skagit / Enumclaw · King / Newcastle · King / Kelso · Cowlitz / Cheney · Spokane / Gig Harbor · Pierce / Poulsbo · Kitsap / Airway Heights · Spokane / Yelm · Thurston / Grandview · Yakima / Fife · Pierce / Burlington · Skagit / Sumner · Pierce / Shelton · Mason / Port Townsend · Jefferson / Snohomish · Snohomish

Communities of 2,500 to 9,999 (63)

College Place · Walla Walla / DuPont · Pierce / Duvall · King / Othello · Adams / Stanwood · Snohomish / Orting · Pierce / Milton · Pierce / Hoquiam · Grays Harbor / Ephrata · Grant / Toppenish · Yakima / Selah · Yakima / North Bend · King / Quincy · Grant / Sequim · Clallam / Ocean Shores · Grays Harbor / Chehalis · Lewis / Clarkston · Asotin / Pacific · King / Sultan · Snohomish / Fircrest · Pierce / Black Diamond · King / Normandy Park · King / Steilacoom · Pierce / Brier · Snohomish / Union Gap · Yakima / Prosser · Benton / Woodland · Cowlitz / Blaine · Whatcom / Buckley · Pierce / Deer Park · Spokane / Omak · Okanogan / Connell · Franklin / Colville · Stevens / Medical Lake · Spokane / Moxee · Yakima / Granite Falls · Snohomish / Wapato · Yakima / Chelan · Chelan / La Center · Clark / Montesano · Grays Harbor / Benton City · Benton / Granger · Yakima / Mattawa · Grant / Goldendale · Klickitat / Elma · Grays Harbor / Forks · Clallam / Cashmere · Chelan / Algona · King / Raymond · Pacific / Everson · Whatcom / Clyde Hill · King / Kalama · Cowlitz / Zillah · Yakima / Medina · King / Leavenworth · Chelan / Eatonville · Pierce / Warden · Grant / Friday Harbor · San Juan / Colfax · Whitman / Chewelah · Stevens / White Salmon · Klickitat / Winlock · Lewis / Rainier · Thurston

Communities under 2,500 (127)

Okanogan · Okanogan / Gold Bar · Snohomish / Dayton · Columbia / Castle Rock · Cowlitz / Westport · Grays Harbor / Carnation · King / Cle Elum · Kittitas / Bridgeport · Douglas / Newport · Pend Oreille / Napavine · Lewis / Brewster · Okanogan / McCleary · Grays Harbor / Mabton · Yakima / Tenino · Thurston / Coupeville · Island / Oroville · Okanogan / Royal City · Grant / Millwood · Spokane / Davenport · Lincoln / South Bend · Pacific / Soap Lake · Grant / Long Beach · Pacific / Rock Island · Douglas / Ritzville · Adams / Sumas · Whatcom / Nooksack · Whatcom / Cosmopolis · Grays Harbor / Kettle Falls · Stevens / Yacolt · Clark / Tieton · Yakima / Stevenson · Skamania / Entiat · Chelan / Darrington · Snohomish / Pomeroy · Garfield / Kittitas · Kittitas / North Bonneville · Skamania / Woodway · Snohomish / Coulee Dam · Okanogan / Asotin · Asotin / Waitsburg · Walla Walla / Waterville · Douglas / Langley · Island / Yarrow Point · King / Tonasket · Okanogan / Ilwaco · Pacific / Twisp · Okanogan / Naches · Yakima / Morton · Lewis / Ruston · Pierce / Palouse · Whitman / Republic · Ferry / George · Grant / La Conner · Skagit / Grand Coulee · Grant / Roslyn · Kittitas / Electric City · Grant / Bingen · Klickitat / Wilbur · Lincoln / Odessa · Lincoln / Tekoa · Whitman / Mossyrock · Lewis / Roy · Pierce / Concrete · Skagit / Toledo · Lewis / Carbonado · Pierce / Oakville · Grays Harbor / Vader · Lewis / Reardan · Lincoln / Pe Ell · Lewis / Rockford · Spokane / Pateros · Okanogan / Bucoda · Thurston / Cathlamet · Wahkiakum / Winthrop · Okanogan / Fairfield · Spokane / St. John · Whitman / Rosalia · Whitman / Harrah · Yakima / South Cle Elum · Kittitas / Coulee City · Grant / Albion · Whitman / Garfield · Whitman / Sprague · Lincoln / Lind · Adams / Wilkeson · Pierce / Harrington · Lincoln / Hunts Point · King / Ione · Pend Oreille / Lyman · Skagit / Colton · Whitman / Uniontown · Whitman / Mesa · Franklin / Oakesdale · Whitman / South Prairie · Pierce / Prescott · Walla Walla / Springdale · Stevens / Mansfield · Douglas / Riverside · Okanogan / Almira · Lincoln / Beaux Arts Village · King / Endicott · Whitman / Hamilton · Skagit / Northport · Stevens / LaCrosse · Whitman / Metaline Falls · Pend Oreille / Spangle · Spokane / Elmer City · Okanogan / Malden · Whitman / Creston · Lincoln / Marcus · Stevens / Wilson Creek · Grant / Nespelem · Okanogan / Washtucna · Adams / Conconully · Okanogan / Cusick · Pend Oreille / Hartline · Grant / Latah · Spokane / Metaline · Pend Oreille / Index · Snohomish / Skykomish · King / Hatton · Adams / Kahlotus · Franklin / Starbuck · Columbia / Farmington · Whitman / Waverly · Spokane / Lamont · Whitman / Krupp · Grant

Painting contractor questions: Washington

Sources: Census County Business Patterns (https://www.census.gov/programs-surveys/cbp.html); BLS OEWS (https://www.bls.gov/oes/); Census Building Permits Survey; American Community Survey 2020–2024.

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Last updated October 15, 2026 · How we research