Coeur d'Alene, ID painting contractor insurance

Painting contractors with employees numbered 52 in Kootenai County in the Census Bureau's 2023 count. For a city of 57,355 like Coeur d'Alene, that is the local competition and the local labor market.

Painting and finish trades in Kootenai County

CBP 2023 establishment and employment counts; nonemployer painters excluded.

Average payroll per painting contractor employee in Kootenai County was about $44,356 in 2023 (Idaho: $43,019). With 312 people on those payrolls, the typical shop runs 6.0 employees.

The finish trades in Kootenai County include 42 drywall and insulation contractors, 27 flooring contractors, 153 residential remodelers. Remodelers are a steady source of subcontract painting, and they usually ask for certificates and additional insured endorsements.

The Coeur d'Alene housing stock

The median home in Coeur d'Alene was built in 1994 (Idaho: 1991). Most homes post-date the 1978 lead paint ban, though older pockets remain. Ask about the age of every house before you sand or scrape.

Coeur d'Alene has 26,142.0 housing units, and 41% of households rent. Rental housing turns over often, and landlords and property managers hire painters between tenants on tight schedules.

Single-family houses make up 70% of Coeur d'Alene's housing (Idaho: 77%). Detached homes drive exterior repaint work, with ladders, siding, trim, and landscaping all in play.

Builders across Idaho pulled permits for 17,630 new housing units in 2024, 14,821 of them single-family (Census Building Permits Survey). New construction painting usually comes with additional insured and completed-operations requirements.

3% of Coeur d'Alene households have three or more vehicles. With 74% of commuters driving solo, driveways and streets are full of cars, which is exactly where overspray claims land.

13% of Coeur d'Alene's 27,115 workers work from home (Idaho: 13%). Occupied homes mean daytime interior work around residents, pets, and home offices.

City data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates. Permits: Census Building Permits Survey 2024.

Idaho's payroll painters earned a median $44,880 in May 2025 (BLS), and 230 painter and plasterer helpers worked alongside them. Self-employed painters are not counted.

63% of Kootenai County's employer painting contractors have fewer than five employees. Small shops often run without a dedicated safety manager, so simple written habits, ladder checks, and job photos carry extra weight with insurers.

Reducing claims on Coeur d'Alene jobs

• Tell your agent before adding a new kind of job.
• Contain pressure-washing runoff away from storm drains.
• Inspect ladders each morning and tag damaged ones out.
• Check the wind forecast before any exterior spraying.

If your Coeur d'Alene crew sprays, read overspray and property damage before the next exterior job.

Nearby painting markets

Boise (Ada County) sits in a county with 127 painting contractors. Ada County, home to Meridian, counts 127 employer painting contractors. Post Falls, also in Kootenai County, has a median home built in 2005. By median year built, Coeur d'Alene has the 7th oldest housing of 15 Idaho cities covered here.

Preparing a Coeur d'Alene painter quote

• Vehicles: Vans, trucks, and drivers
• Payroll: Employees, helpers, and payroll
• Spraying: Share of work sprayed
• Claims history: Any prior claims
• Equipment: Sprayers, ladders, and rentals
• Height: Maximum working height and lifts

Start a Coeur d'Alene painter quote

Coeur d'Alene painting contractors ask

Other Idaho cities

• Boise
• Post Falls
• Twin Falls
• Idaho Falls
• Pocatello
• Nampa
• Caldwell
• Meridian

Painter insurance in Idaho · Coverage

Last updated October 15, 2026 · How we research