Williamsport, PA
Painter insurance in Williamsport, Pennsylvania
County contractor data, housing notes, and what insurers ask Williamsport painters. A quote is not a binder.
Census figures for 2023 list 8 employer painting contractors in Lycoming County, 0.7% of Pennsylvania's total. Williamsport has roughly 27,628 residents and a housing stock that keeps those crews busy.
Lycoming County contractor figures
| Census CBP 2023 | Lycoming County | Pennsylvania |
|---|---|---|
| Painting and wall covering contractors | 8 | 1,168 |
| Painting contractor employees | 32 | 6,221 |
| Painting contractors with 1–4 employees | 6 | 862 |
| Drywall and insulation contractors | 5 | 530 |
| Flooring contractors | 4 | 545 |
| Residential remodelers | 42 | 5,935 |
Census County Business Patterns, 2023; self-employed painters are not included.
Painting contractors in Lycoming County reported about $1,105,000 in 2023 payroll, or roughly $34,531 per employee against $60,554 statewide. Workers' compensation for painters is priced on payroll, so this is the number an insurer starts from.
The finish trades in Lycoming County include 5 drywall and insulation contractors, 4 flooring contractors, 42 residential remodelers. Remodelers are a steady source of subcontract painting, and they usually ask for certificates and additional insured endorsements.
Williamsport housing and what it means for painters
Williamsport's housing is older than Pennsylvania's as a whole (median 1938 versus 1965). Pre-1978 homes call for lead-safe practices and records; see lead-safe work and pollution coverage.
Williamsport has 13,107.0 housing units, and 57% of households rent. Rental housing turns over often, and landlords and property managers hire painters between tenants on tight schedules.
59% of the city's homes are detached or attached single-family (state: 75%). Homeowners usually hire directly, so a clear written estimate is your first line of defense.
Builders across Pennsylvania pulled permits for 24,810 new housing units in 2024, 16,348 of them single-family (Census Building Permits Survey). New construction painting usually comes with additional insured and completed-operations requirements.
3% of Williamsport households have three or more vehicles. With 64% of commuters driving solo, driveways and streets are full of cars, which is exactly where overspray claims land.
Work-from-home share in Williamsport is 12%, below the Pennsylvania figure of 16%. More people at home during the day changes how crews protect furniture and contain fumes.
City data: U.S. Census Bureau, American Community Survey 5-year estimates, 2020–2024 (tables B08301, B25003, B25024, B25035), via Census Reporter, plus B08303 and B25044. Population: U.S. Census Bureau Vintage 2024 city population estimates. Permits: Census Building Permits Survey 2024.
Pennsylvania's payroll painters earned a median $52,120 in May 2025 (BLS). Self-employed painters are not counted.
With 0.7% of Pennsylvania's employer painting contractors (75% of them micro-shops), Lycoming County is a smaller slice of the state market. Either way, customers ask for proof of insurance before work begins.
Reducing claims on Williamsport jobs
- Collect certificates from every subcontractor before they start.
- Check the wind forecast before any exterior spraying.
- Contain pressure-washing runoff away from storm drains.
- Tell your agent before adding a new kind of job.
The job types guide explains how residential, commercial, and new construction work in Williamsport each change what insurers ask.
Williamsport compared with nearby cities
Philadelphia County, home to Philadelphia, counts 71 employer painting contractors. Painting contractors in Pittsburgh's county: 145. By median year built, Williamsport has the 5th oldest housing of 30 Pennsylvania cities covered here.
Williamsport quote checklist
- Height: Maximum working height and lifts
- Equipment: Sprayers, ladders, and rentals
- Vehicles: Vans, trucks, and drivers
- Job mix: Interior, exterior, residential, commercial
- Older homes: Pre-1978 work and RRP certification
- Payroll: Employees, helpers, and payroll
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Williamsport painting contractors ask
Which policies do Williamsport painters carry?
Liability, workers' comp, commercial auto, tools and equipment, and often contractor pollution liability.
How many painting contractors are in Lycoming County?
County Business Patterns counted 8 painting contractors with employees in Lycoming County in 2023. Self-employed painters are not included.
Do Williamsport painters need lead coverage?
The median Williamsport home was built in 1938. Homes built before 1978 may contain lead paint, and many liability policies exclude it. Ask about a lead endorsement or pollution coverage.
Other Pennsylvania cities
Painter insurance in Pennsylvania · Coverage
Last updated October 15, 2026 · How we research