Insurance for Lubbock, TX painters

Census figures for 2023 list 26 employer painting contractors in Lubbock County, 1.8% of Texas's total. Lubbock has roughly 272,086 residents and a housing stock that keeps those crews busy.

Lubbock County contractor figures

County Business Patterns 2023, NAICS 238320 (painting and wall covering), 238310, 238330, 236118. Employer establishments only.

Lubbock County's 151 painting contractor employees earned about $34,947 each in 2023 payroll, compared with $54,933 across Texas. Splitting that payroll correctly between interior and exterior work can change a comp premium.

Alongside painters, Lubbock County has 16 drywall and insulation contractors, 10 flooring contractors, 67 residential remodelers. Shared job sites mean shared risk; see contract insurance clauses.

The Lubbock housing stock

The median home in Lubbock was built in 1984 (Texas: 1992). Most homes post-date the 1978 lead paint ban, though older pockets remain. Ask about the age of every house before you sand or scrape.

Lubbock has 118,143.0 housing units, and 49% of households rent. Rental housing turns over often, and landlords and property managers hire painters between tenants on tight schedules.

About 68% of homes in Lubbock are single-family, compared with 67% statewide. Exterior work on houses like these is where falls and overspray claims most often start.

Statewide building permits covered 225,756 housing units in 2024 (Census). New homes become repaint jobs within a decade, and builder work means contract insurance clauses today.

3% of Lubbock households have three or more vehicles. With 77% of commuters driving solo, driveways and streets are full of cars, which is exactly where overspray claims land.

7% of Lubbock's 131,071 workers work from home (Texas: 14%). Occupied homes mean daytime interior work around residents, pets, and home offices.

American Community Survey 2020–2024 (tenure, structure type, year built, commuting, vehicles); Census 2024 population estimates; Census Building Permits Survey.

Texas's payroll painters earned a median $45,460 in May 2025 (BLS), and 1,220 painter and plasterer helpers worked alongside them. Self-employed painters are not counted.

69% of Lubbock County's employer painting contractors have fewer than five employees. Small shops often run without a dedicated safety manager, so simple written habits, ladder checks, and job photos carry extra weight with insurers.

Reducing claims on Lubbock jobs

• Collect certificates from every subcontractor before they start.
• Photograph floors, furniture, and nearby cars before starting.
• Contain pressure-washing runoff away from storm drains.
• Inspect ladders each morning and tag damaged ones out.

If your Lubbock crew sprays, read overspray and property damage before the next exterior job.

Lubbock compared with nearby cities

Harris County, home to Houston, counts 193 employer painting contractors. San Antonio (Bexar County) sits in a county with 109 painting contractors. Of our 30 Texas city pages, Lubbock ranks 10th for oldest housing stock.

Lubbock quote checklist

• Payroll: Employees, helpers, and payroll
• Height: Maximum working height and lifts
• Older homes: Pre-1978 work and RRP certification
• Subcontractors: Costs and certificates
• Vehicles: Vans, trucks, and drivers
• Job mix: Interior, exterior, residential, commercial

Start a Lubbock painter quote

Lubbock painter insurance FAQ

Painter pages near Lubbock

• Houston
• Dallas
• Austin
• San Antonio
• Arlington
• Fort Worth
• Corpus Christi
• El Paso

Painter insurance in Texas · Coverage

Last updated October 15, 2026 · How we research