Pasadena, TX

Painter insurance in Pasadena, Texas

Liability, workers' comp, and equipment coverage for Pasadena painting contractors. A quote is not a binder.

Harris County had 193 painting and wall covering contractors with paid employees in 2023, according to Census County Business Patterns. Pasadena, home to about 149,617 people, draws on that pool of crews, along with self-employed painters the count leaves out.

The finish-trade market around Pasadena

Census CBP 2023Harris CountyTexas
Painting and wall covering contractors1931,468
Painting contractor employees6,15023,652
Painting contractors with 1–4 employees1101,030
Drywall and insulation contractors2151,206
Flooring contractors130818
Residential remodelers8856,224

County Business Patterns 2023, NAICS 238320 (painting and wall covering), 238310, 238330, 236118. Employer establishments only.

Painting contractors in Harris County reported about $382,484,000 in 2023 payroll, or roughly $62,193 per employee against $54,933 statewide. Workers' compensation for painters is priced on payroll, so this is the number an insurer starts from.

Alongside painters, Harris County has 215 drywall and insulation contractors, 130 flooring contractors, 885 residential remodelers. Shared job sites mean shared risk; see contract insurance clauses.

Pasadena buildings and paint work

The median home in Pasadena was built in 1977 (Texas: 1992). That puts much of the city's housing before 1978, when lead-based paint was still used in homes. Scraping or sanding those surfaces brings the EPA lead-safe rule into play, and many liability policies exclude lead.

Of Pasadena's 53,756.0 homes, 31% are in buildings with five or more units. Apartment repaints mean exterior height, many parked cars, and property managers who require higher limits.

Single-family houses make up 60% of Pasadena's housing (Texas: 67%). Detached homes drive exterior repaint work, with ladders, siding, trim, and landscaping all in play.

Statewide building permits covered 225,756 housing units in 2024 (Census). New homes become repaint jobs within a decade, and builder work means contract insurance clauses today.

6% of Pasadena households have three or more vehicles. With 75% of commuters driving solo, driveways and streets are full of cars, which is exactly where overspray claims land.

Work-from-home share in Pasadena is 8%, below the Texas figure of 14%. More people at home during the day changes how crews protect furniture and contain fumes.

American Community Survey 2020–2024 (tenure, structure type, year built, commuting, vehicles); Census 2024 population estimates; Census Building Permits Survey.

In May 2025, BLS counted 18,330 painters and 220 drywall tapers on Texas payrolls, median painter wage $45,460. Those figures cover employees only.

Harris County holds 13.1% of the state's painting contractors, and 57% of them employ one to four people. In a market of small crews, a single fall or a fire from a heat gun can end a season.

Practical risk notes for Pasadena crews

  • Collect certificates from every subcontractor before they start.
  • Tell your agent before adding a new kind of job.
  • Photograph floors, furniture, and nearby cars before starting.
  • Check the wind forecast before any exterior spraying.

If your Pasadena crew sprays, read overspray and property damage before the next exterior job.

Nearby painting markets

Bexar County, home to San Antonio, counts 109 employer painting contractors. Dallas (Dallas County) sits in a county with 185 painting contractors. Neighboring Houston has 1,040,576.0 housing units. Of our 30 Texas city pages, Pasadena ranks 3rd for oldest housing stock.

Pasadena quote checklist

  • Subcontractors: Costs and certificates
  • Equipment: Sprayers, ladders, and rentals
  • Vehicles: Vans, trucks, and drivers
  • Claims history: Any prior claims
  • Older homes: Pre-1978 work and RRP certification
  • Job mix: Interior, exterior, residential, commercial

Start a Pasadena painter quote

Pasadena painter insurance FAQ

Which policies do Pasadena painters carry?

General liability, workers' comp with employees, commercial auto, and tools coverage, plus pollution coverage for older homes. See the Texas page.

How many painting contractors are in Harris County?

County Business Patterns counted 193 painting contractors with employees in Harris County in 2023. Self-employed painters are not included.

Do Pasadena painters need lead coverage?

The median Pasadena home was built in 1977. Homes built before 1978 may contain lead paint, and many liability policies exclude it. Ask about a lead endorsement or pollution coverage.

Painter pages near Pasadena

Painter insurance in Texas · Coverage

Last updated October 15, 2026 · How we research