Plano, TX
Plano, TX painting contractor insurance
Liability, workers' comp, and equipment coverage for Plano painting contractors. A quote is not a binder.
Collin County had 53 painting and wall covering contractors with paid employees in 2023, according to Census County Business Patterns. Plano, home to about 293,286 people, draws on that pool of crews, along with self-employed painters the count leaves out.
The finish-trade market around Plano
| Census CBP 2023 | Collin County | Texas |
|---|---|---|
| Painting and wall covering contractors | 53 | 1,468 |
| Painting contractor employees | 231 | 23,652 |
| Painting contractors with 1–4 employees | 42 | 1,030 |
| Drywall and insulation contractors | 22 | 1,206 |
| Flooring contractors | 31 | 818 |
| Residential remodelers | 295 | 6,224 |
County Business Patterns 2023, NAICS 238320 (painting and wall covering), 238310, 238330, 236118. Employer establishments only.
Average payroll per painting contractor employee in Collin County was about $64,459 in 2023 (Texas: $54,933). With 231 people on those payrolls, the typical shop runs 4.4 employees.
Collin County also counts 22 drywall and insulation contractors, 31 flooring contractors, 295 residential remodelers (Census, 2023). Painters often follow these trades on the same jobs, and contracts decide who pays when one trade damages another's work.
Plano housing and what it means for painters
Plano's median year built is 1993. Repainting newer homes leans on prep, caulking, and careful masking more than paint removal.
Renters occupy 43% of Plano's households. Across 117,686.0 homes, turnover painting for landlords is steady work that often comes with a written vendor agreement and insurance requirements.
Single-family houses make up 64% of Plano's housing (Texas: 67%). Detached homes drive exterior repaint work, with ladders, siding, trim, and landscaping all in play.
Statewide building permits covered 225,756 housing units in 2024 (Census). New homes become repaint jobs within a decade, and builder work means contract insurance clauses today.
In Plano, 61% of workers drive alone and 23% get to work in under 15 minutes. Helpers who drive their own trucks between jobs are a reason to ask about hired and non-owned auto.
Work-from-home share in Plano is 28%, above the Texas figure of 14%. More people at home during the day changes how crews protect furniture and contain fumes.
American Community Survey 2020–2024 (tenure, structure type, year built, commuting, vehicles); Census 2024 population estimates; Census Building Permits Survey.
BLS estimates 18,330 construction and maintenance painters on Texas payrolls, with a median annual wage of $45,460; tapers number 220 at a median $43,670 (May 2025).
With 3.6% of Texas's employer painting contractors (79% of them micro-shops), Collin County is a smaller slice of the state market. Either way, customers ask for proof of insurance before work begins.
Job-site habits for Plano painters
- Photograph floors, furniture, and nearby cars before starting.
- Contain pressure-washing runoff away from storm drains.
- Inspect ladders each morning and tag damaged ones out.
- Collect certificates from every subcontractor before they start.
If your Plano crew sprays, read overspray and property damage before the next exterior job.
Plano compared with nearby cities
Painting contractors in Houston's county: 193. Painting contractors in San Antonio's county: 109. Frisco, also in Collin County, has a median home built in 2009. By median year built, Plano has the 17th oldest housing of 30 Texas cities covered here.
What insurers ask Plano painting contractors
- Vehicles: Vans, trucks, and drivers
- Spraying: Share of work sprayed
- Payroll: Employees, helpers, and payroll
- Job mix: Interior, exterior, residential, commercial
- Claims history: Any prior claims
- Subcontractors: Costs and certificates
Plano painting contractors ask
What insurance does a Plano painting contractor need?
General liability, workers' comp with employees, commercial auto, and tools coverage, plus pollution coverage for older homes. See the Texas page.
How many painting contractors are in Collin County?
County Business Patterns counted 53 painting contractors with employees in Collin County in 2023. Self-employed painters are not included.
Is lead paint a concern for Plano painting jobs?
The median Plano home was built in 1993. Homes built before 1978 may contain lead paint, and many liability policies exclude it. Ask about a lead endorsement or pollution coverage.
Painter pages near Plano
Painter insurance in Texas · Coverage
Last updated October 15, 2026 · How we research