Round Rock, TX

Painter insurance in Round Rock, Texas

Liability, workers' comp, and equipment coverage for Round Rock painting contractors. A quote is not a binder.

Painting contractors with employees numbered 58 in Williamson County in the Census Bureau's 2023 count. For a city of 135,359 like Round Rock, that is the local competition and the local labor market.

Who paints, tapes, and floors near Round Rock

Census CBP 2023Williamson CountyTexas
Painting and wall covering contractors581,468
Painting contractor employees46623,652
Painting contractors with 1–4 employees411,030
Drywall and insulation contractors501,206
Flooring contractors34818
Residential remodelers2326,224

County Business Patterns 2023, NAICS 238320 (painting and wall covering), 238310, 238330, 236118. Employer establishments only.

Williamson County's 466 painting contractor employees earned about $64,614 each in 2023 payroll, compared with $54,933 across Texas. Splitting that payroll correctly between interior and exterior work can change a comp premium.

Alongside painters, Williamson County has 50 drywall and insulation contractors, 34 flooring contractors, 232 residential remodelers. Shared job sites mean shared risk; see contract insurance clauses.

What Round Rock homes ask of a painting crew

Half of Round Rock's homes were built before 2002. Newer housing usually means less lead exposure and more repaint cycles on vinyl, fiber cement, and modern trim. Statewide, the median is 1992.

Of Round Rock's 51,143.0 homes, 28% are in buildings with five or more units. Apartment repaints mean exterior height, many parked cars, and property managers who require higher limits.

Single-family houses make up 67% of Round Rock's housing (Texas: 67%). Detached homes drive exterior repaint work, with ladders, siding, trim, and landscaping all in play.

Builders across Texas pulled permits for 225,756 new housing units in 2024, 158,121 of them single-family (Census Building Permits Survey). New construction painting usually comes with additional insured and completed-operations requirements.

64% of Round Rock workers drive alone to work and 13% commute 45 minutes or more. Painting crews spend the same hours on the road, and a work van needs commercial auto coverage.

ACS puts Round Rock's remote-work share at 25% (state: 14%). Interior painters there often work around someone's workday, so scheduling and ventilation matter.

American Community Survey 2020–2024 (tenure, structure type, year built, commuting, vehicles); Census 2024 population estimates; Census Building Permits Survey.

In May 2025, BLS counted 18,330 painters and 220 drywall tapers on Texas payrolls, median painter wage $45,460. Those figures cover employees only.

Williamson County holds 4.0% of the state's painting contractors, and 71% of them employ one to four people. In a market of small crews, a single fall or a fire from a heat gun can end a season.

Practical risk notes for Round Rock crews

  • Ask the year a house was built before scraping or sanding.
  • Check the wind forecast before any exterior spraying.
  • Contain pressure-washing runoff away from storm drains.
  • Keep heat guns and torches away from hidden framing.

The job types guide explains how residential, commercial, and new construction work in Round Rock each change what insurers ask.

Around Round Rock

Painting contractors in Houston's county: 193. Painting contractors in San Antonio's county: 109. By median year built, Round Rock has the 27th oldest housing of 30 Texas cities covered here.

What insurers ask Round Rock painting contractors

  • Claims history: Any prior claims
  • Job mix: Interior, exterior, residential, commercial
  • Spraying: Share of work sprayed
  • Equipment: Sprayers, ladders, and rentals
  • Vehicles: Vans, trucks, and drivers
  • Height: Maximum working height and lifts

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Round Rock painter insurance FAQ

Which policies do Round Rock painters carry?

Liability, workers' comp, commercial auto, tools and equipment, and often contractor pollution liability.

How many painting contractors are in Williamson County?

County Business Patterns counted 58 painting contractors with employees in Williamson County in 2023. Self-employed painters are not included.

Do Round Rock painters need lead coverage?

The median Round Rock home was built in 2002. Homes built before 1978 may contain lead paint, and many liability policies exclude it. Ask about a lead endorsement or pollution coverage.

Other Texas cities

Painter insurance in Texas · Coverage

Last updated October 15, 2026 · How we research